My Mortgage Funding LLC
My Mortgage Funding LLC
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Discover Our Home Loan Options

Home Loans

We offer a broad selection of home loan solutions for new purchases.

  • Primary, Secondary, and Investment Properties
  • FHA, USDA, and VA Loans
  • Conventional Loan Options
  • Competitive Rates & Flexible Terms

Conventional Home Loans

 Conventional loans provide advantageous terms, featuring reduced mortgage insurance and lower interest rates.

  • 30, 20, and 15-Year Terms
  • Financing Up to $806,500
  • Primary Homes, Secondary Homes, and Investment Properties
  • Up to 95% Financing Available 

FHA Loans

FHA home loans are an excellent option for first-time homebuyers in California and Texas, though you don’t need to be a first-time buyer to qualify

  • Low 3.5% Down Payment
  • Flexible Credit Requirements
  • Ideal for First-Time Homebuyers

VA Loans

As an approved VA lender, we’re dedicated to helping our veterans secure the home financing they deserve with competitive low rates.

  • Zero Down Payment – 100% Financing
  • No Monthly PMI
  • VA Jumbo Loans 

USDA Home loans

USDA home loans are designed for rural properties , offering 100% financing and competitive rates for qualified buyers:

  • 100% Financing for Rural Properties
  • Primary Residence Only
  • Option to Roll Closing Costs into the Loan
  • Low Interest Rates

Jumbo Loans

 Our Jumbo mortgage programs provide financing up to $3,000,000 through private investor channels, offering flexible and tailored guidelines

  • Financing Up to $3,000,000
  • Available for Primary and Secondary Residences
  • Investor-Specific Guidelines
  • Minimum Credit Score 

Mortgage Refinance

Experience hassle-free mortgage refinancing and unlock significant savings with lower rates and improved terms:

  • Reduce Your Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinance
  • VA 

Cash Out Refinance

Leverage your home's equity with a Cash-Out Refinance — enjoy competitive rates and flexible loan options tailored to your needs:

  • Home Improvements
  • Debt Consolidation
  • Personal Expenses
  • Higher Education Costs

Your Reliable Mortgage Partner in California and Texas

Low Rates

Close on Time

Close on Time

As a trusted mortgage lender, we offer low rates, minimal fees, and quick closings. Proudly approved for FHA, VA, and USDA loans. 

Close on Time

Close on Time

Close on Time

Our mission is to close every home loan within 30 days or less. With in-house underwriting, streamlined processing, and reliable funding, we ensure a smooth  closing experience. 

Local Service

Close on Time

Local Service

Providing home loans with exceptional customer support, local underwriting, and swift approvals.


Meet the Team

Jose Chavez

Miranda Palazzolo

Miranda Palazzolo

NMLS 2630027 

Miranda Palazzolo

Miranda Palazzolo

Miranda Palazzolo

NMLS 2251397 

What Our Clients Are Saying

MY MORTGAGE FUNDING LLC | California & Texas Home Loans

My Mortgage Funding LLC

1215 W Imperial Hwy Ste 215, Brea, CA 92821

 +1-562-244-1161 

Texas Complaints 

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